1. NOT A LENDER DISCLAIMER

CRS is not a lender, broker-dealer, bank, or financial institution. We do not issue loans, extend credit, or make credit decisions. All funding products are offered, underwritten, and funded solely by third-party lenders or financial institutions.

 

2. NO GUARANTEE OF APPROVAL OR TERMS

Funding outcomes are not guaranteed. Approval amounts, interest rates, terms, and conditions are determined exclusively by third-party funding providers and are based on their independent underwriting criteria.

 

3. NO CREDIT REPAIR / CREDIT IMPROVEMENT CLAIMS

CRS does not provide credit repair services. We do not dispute, alter, remove, or guarantee changes to any personal or business credit report, score, or profile.

 

4. FACILITATION & EDUCATIONAL ROLE ONLY

Our services are limited to funding facilitation, administrative support, and general educational guidance regarding available funding options. We do not provide financial, legal, tax, or investment advice.

 

5. CLIENT RESPONSIBILITY & DISCLOSURE ACCURACY

Clients are solely responsible for providing accurate, truthful, and complete information. Any misrepresentation or omission may result in denial of funding or termination of services.

 

6. THIRD-PARTY RELATIONSHIP DISCLAIMER

CRS may introduce clients to independent third-party funding providers. We do not control, endorse, or guarantee the actions, decisions, or performance of any third-party lender or financial institution.

 

7. NO LEGAL / TAX / FINANCIAL ADVICE

Any information provided is for general informational purposes only and should not be relied upon as legal, tax, or financial advice. Clients are encouraged to consult licensed professionals regarding their specific situation.

 

8. FEES & COMPENSATION DISCLOSURE

Fees, if applicable, are charged solely for consultation, administrative, and facilitation services, and are not contingent upon loan approval unless expressly stated in a written agreement.

 

9. NO CONTROL OVER CREDIT INQUIRIES

Credit inquiries, if required, are initiated and conducted by third-party funding providers. CRS does not control whether a credit inquiry is performed or whether it is classified as soft or hard.

 

10. EMPLOYEE SAFE-HARBOR CLAUSE (VERY IMPORTANT)

Employees and representatives of CRS are not authorized to make guarantees, promises, or representations regarding funding approval, interest rates, or outcomes. Any statements made outside of written agreements are non-binding.

 

11. COMMUNICATION & RECORD DISCLOSURE

All communications may be documented for quality assurance and compliance purposes.

 

12. JURISDICTION & GOVERNING LAW

This agreement and all related services shall be governed by the laws of the state in which CRS is registered, without regard to conflict-of-law principles.

 

**Consumer Report Solutions (CRS) is a funding facilitation and consultation company, not a lender.

Funding is subject to third-party approval. No guarantees are made. No credit repair or legal advice is provided.**